Thursday, April 28, 2011

"A penny saved is a penny earned"- Ben Franklin

Some of the wisest words on finance I've ever heard were said by Ben Franklin.  He said "A penny saved is a penny earned."   I paid cash for my car, a patriotic red "95 Chevy Corsica.  I have decided that I liked the fact that when I went to the bank to withdraw the money for my car that I liked having 1200 dollars saved in just the course of a few months.  It hurt alittle to hand over all those hours of hard work but at least I had something tangible to show for it.  One day I went to my other bank ( I know it's not polite to look at another persons ATM receipt but it had no name on it and they were long gone because it was the middle of the night.) and there was a receipt in the ATM and I saw that whoever used the ATM before me had withdrew over 200 dollars and still had over a thousand just in their checking.  I knew that their savings must be looking pretty healthy also and I decided that I too wanted to have healthy looking finances.  I'm only twenty-one and make minimum wage but in just in three months I had saved 1200 dollars for a car and I know I can save that much and more if from now on I use the same method I used for my car and cut back my spending.  I usually spend my money on precious metals because it's harder for me to spend it and I've already seen the price more than double since I bought most of my metal.  I have a pretty good sum of metal in my safe deposit box at the bank that I'm saving for my future. Part of the reason I need to save money is because I run vol ems and there is a two week EMT class opening in the summer and my county about once a year hires paid EMT's which will better my pay.  Ultimately my goal is to get married, own my home, raise a family, and have money saved up so that if something should ever happen to me my wife won't have to worry about how she is going to make ends meet.  I apologize for the ranting type post. If anyone has any suggestions to help me save they would be greatly appreciated.

Tuesday, April 19, 2011

I'm in love with Morgan

Have you ever held a Morgan silver dollar in your hand?  It is probably the most beautiful coin that these great United States ever minted.  Its beauty is in that its not too extravagant yet at the same time its far from plain and simple.  The peace dollar is pretty as well but shadows in comparison to a Morgan.  The peace dollar has too much going on where as the Morgan simply features a beautifully detailed bust of lady liberty on the obverse and the eagle with the arrows and olive branches on the reverse.  When did I become a numismatist?  Well just recently.  I like any other 21 year old kid liked to spend money when I was out with friends.  I would put it into my savings account only to transfer it to my checking account later on.  Well I began looking for a solution to this problem and came across silver.  After doing weeks of research I decided that silver wasn't a safe bet but a sure one.  I really liked the 90% silver coins minted  by the U.S. mint prior to 1965 so i wound up buying them, especially the Morgan silver dollars.  By the way, when I started buying silver it was only 22 dollars an ounce and that was about 4 months ago, now it has doubled thus doubling my original investment.  I still continue to buy silver and will continue to buy silver until that time comes that it will prove wise for me to sell. I also own a little gold and I want to get a hold of some platinum and palladium.  Do you think owning precious metals is a wise decision or a foolish one?  Tell me what you think with a comment.

Saturday, April 16, 2011

Zombies bite medics

I was sitting in an infection control class today for the rescue squad I volunteer with.  We were talking about what to do if a patient bites us and draws blood.  There is a federal law that requires the source of the blood to be tested for a battery of blood borne diseases.   He then proceded to say that nothing can be contracted from saliva so the patient would not be tested.  When hearing this I muttered under my breath that nothing could be contracted from the patients saliva unless of course said patient was in fact a zombie.  I got a few laughs from this, but if you think about it the only reason I could think a patient would bite a medic dispatched to help them would be if they were a zombie.... or just plain crazy.  If a patient bites me and is not crazy or a child then they are going to get punched in the head.  What actually are the chances of a zombie apocalypse actually happening.  Honestly if one happened it wouldnt exactly surprise me.

Thursday, April 14, 2011

Notable change

Well I Have decided on a car to purchas. Its a red chevy cavalier and its got great milage, its great on gas and i can pay cash for it. Which got me thinking when did we go from being a nation that avoided debt like the plague to a nation that embraces debt as a status symbol. Another thing is im sitting with my mom at the tanning bed. We have gone back on our values and embrace things to "enhance" our appearance. I understand that physical attraction is a must and is actually primary to inner beauty but, in my opinion natural beauty is more beautiful. My girlfriend is gorgeous and doesnt wear make up, but sometimes she does and she still looks gorgeous but she doesnt need make up because she is already beautiful. Most women are naturally beautiful and when they wear makeup they are just attracting asshole guys and the great guys who will treasure her have to compete. Women try one day without makeup then look in the mirror and realize you are beautiful and dont need to tan or wear makeup. Love is inside.

Wednesday, April 13, 2011

The General

This song really touched my soul. It's pretty deep. I guarentee you if you give it a listen it will change your life.http://www.youtube.com/watch?v=q3JjlkfX5Gk

Horseless wagon

So I've been in the market for my first vehicle for a few months now.  Today I saw a beautiful patriot red 1996 F-150 today and I'm going to look at it tomorrow.  This got me thinking about the beginnings of the automobile.  They used to have buggy's drawn by horses and then Henry Ford came up with the Model T.  It makes perfect sense; horses have to be extensively maintained, fed, housed, and eventually like all living things they die.  With an automobile you don't feed it, you don't have to maintain it like you would horses and they will "live" much longer than horses.  Do you think necessity is really the mother of invention? If not what is?

Humble Beginnings

Well, this is my first attempt at blogging.  I've learned over the years that i can easily be consumed in thought.  So much so that it seems to drown out the world around me.  Here's a little anecdotal proof.  When i was in high school i would listen to my mp3 player every morning on the school bus.  I also enjoyed thinking about all kinds of things mostly about solutions to problems.  One particular morning comes to mind when I was listening to my mp3 player on the bus but simultaneously (because I read that NASA was trying to retire the space shuttle) thinking of ways they could replace the space shuttle.  I thought of multiple ideas even a modified Saturn V rocket anyway, I'm getting a little off track.  The point I'm trying to make is that I became so engulfed thinking of solutions to this problem that i no longer heard my music playing even though the ear buds were directly in my ear and the device was still on and in play mode.  When I was finally satisfied that I had come up with a very probable solution; I heard my music again and to my surprise, I discovered that I had missed the playing of six songs and snapped out of my thought in the middle of the seventh.  To make a long story short, This blog is for those of you who love to solve problems, for those of you who love to debate, and for those of you who love to learn from others through discussion of the topic.  We never stop learning well, until we die. Join me in learning. I will post things that pique my curiosity and provoke thought, then we can have discussions in the comment box or whatever mode you desire whether it be a chatroom what have you. Enjoy and much more is soon to come.